Terms of Service (Individuals)

Last updated: 11-22-2025

3mpower AI Advocate provides AI-assisted explanations of home and property claim documents. By using this service, you agree to the following:

1. Informational Use Only

Our summaries and suggested next steps are general information, not legal, insurance, financial, or professional advice. You should check important decisions with your insurer or a qualified professional.

2. What You Can Upload

Only upload documents that belong to you or that you are allowed to share. You must be at least 18 years old to use the service.

3. How Your Documents Are Used

We process your files to generate summaries and next steps.
We do not sell your information.
Some data may be used in an anonymized way to improve our systems.
See our Privacy Policy for full details.

4. Accuracy Not Guaranteed

AI may make mistakes.
We are not responsible for actions or outcomes based on AI-generated content.

5. Acceptable Use

Do not upload harmful, illegal, or fraudulent content.
Do not attempt to misuse, disrupt, or reverse-engineer the service.

6. Payments

Paid services are charged as shown at checkout. Fees are final unless required by law.

7. Service Changes

We may update, change, or pause parts of the service at any time.

8. Liability Limit

Our liability is limited to the amount you paid for the service (if any) in the last 12 months.

9. Contact

Questions? Email: renee@3mpowerai.com